People who are looking for a home to purchase can either pay all cash up front or secure a mortgage.  Most people must of course opt for the latter option, but whether you are a cash buyer or in need of a loan, one thing that should be of paramount importance to you is the stability of housing values in the city and neighborhood you are considering.  Should you need to sell your home in the future, particularly if you must sell it on short notice due to a job change or other unforeseen event, you will want to be able to recoup at least its full value so that you do not lose your cash investment or end up "under water" on your mortgage.

Fortunately for those considering purchasing Denver homes, this Colorado city has one of the most stable housing markets in the nation.  The "Great Recession”, as the events since 2007 have come to be known, took a large toll on housing markets nationwide, and in some cities the effects are still being felt.  According to a study conducted by S&P/Case-Shiller, home valuations in Miami, Florida and Las Vegas, Nevada have fallen by a whopping 50% or more in the last five years, and are continuing to decline, although at a slower pace than in 2008 and 2009.

Denver, in contrast, has experienced only an 8% decline during the same period.  Considering that house values fell nationwide beginning at about the same time that the Dow Jones lost about half of its value, an 8% decline represents a strong showing.